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What's
New
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Great
Time to Refinance
At a time when it’s hard to earn as little
as an extra half a percentage point or more
on your savings, you might be able to “earn”
two or more percentage points by improving
your auto loan rate. |
Buying a new car or truck is
a thrill. Many buyers will do just about
anything to acquire the vehicle they want.
Sometimes, that includes going for a “right
now” loan at the dealership instead of the
best loan rate. If that happened to you,
don’t passively suffer buyer’s remorse. If
the vehicle’s still fairly new, and you
qualify, we may be able to:
• Reduce your rate by at least 2.00%*
• Refinance up to 100% of your remaining
balance*
• Keep the remaining term of your existing
loan*
We’re so confident
that we can save you money, we’ll send you a
$10 gas card for allowing us to try.‡
Even by pushing the
interest rate on your auto loan down a
percentage point or two, the money you save
really adds up. For example, let’s say… |
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Approval is fast and easy!
Click here to apply online or
Call (800) 766-4328, ext. 1
[in Jacksonville 359-6800, ext. 1], or
Visit any one of our branches (see listing below).
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Jacksonville
Branches
500 West 1st St., 32202 • (904) 359-6800
4530 St Johns Ave., Ste. 18, 32210 • (904) 332-4200†
4230 Southpoint Parkway, 32216 • (904)
332-4200†
Doral/Miami Branch
8390 NW 53rd St., Suite 100, 33166 • (305)
716-8383
Pembroke Park
Branch
3281 W. Hallandale Beach Blvd., 33023 •
(954) 874-0360
Tallahassee
Branches
2521 S. Blair Stone Rd., 32301 • (850)
414-7290
1661 Raymond Diehl Rd., 32308 • (850)
922-7855
2928 Apalachee Pkwy., 32301 • (850) 488-2880
Orlando Branch
3724 Edgewater Dr., 32804 • (407) 523-4600
† A Seaboard, a
division of First Florida Credit Union
Branch. |
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* In some
cases, rate reduction may be less than 2.00%
as lowest possible APR available is 5.00%.
Maximum loan term is 72 months. Proof of
your current rate, balance and terms are
subject to verification. Offer can be
withdrawn anytime without prior notice.
Credit criteria and other qualifications
apply. Does not apply to loans already
financed at First Florida Credit Union or
any of its divisions.
† Does not apply to loans already financed
at First Florida Credit Union or any of its
divisions. Member must submit completed loan
application to qualify for offer.
** APR = Annual Percentage Rate.
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Our new Roosevelt Boulevard branch
is
NOW
OPEN.
The old Westside
branch office
(3020 Warrington Street)
is no longer operational.
Our new Roosevelt
Boulevard branch
features the following: |
- Full-service branch
- Saturday hours
- Drive-thru teller lanes
- Walk-up and drive-thru
ATM
- Welcoming lobby –
greeting station, immediate contact with
member services representatives, coffee
service and Internet access
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BRANCH HOURS
Monday – Thursday
Lobby: 9:00 a.m. – 5:00 p.m.
Drive-Thru: 7:30 am – 5:00 p.m.
Friday
Lobby: 8:30 a.m. – 5:30 p.m.
Drive-Thru: 7:30 am – 6:00 p.m.
Saturday
Lobby: 9:00 a.m. – 12:00 p.m.
Drive-Thru 9:00 am – 12:00 p.m.
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12- Month Can't Wait Certificate with
Upfront Dividends
Earn A 3.05% APY* |
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Why wait? With a
First Florida Can’t Wait, 12-Month Certificate you
can experience worry-free investing and the
benefits of receiving dividends right away. Invest
today and we’ll deposit the dividends for the
entire term of the certificate into your savings
account in 28 days.
Imagine that, a 12-Month Certificate that allows
you to invest wisely and reap the benefits without
the wait. |
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Open your
certificate today.
Call us at (800) 766-4328, ext. 1 (in Jacksonville
359-6800, ext. 1) or contact the branch office
nearest you. |
Jacksonville
Branches
500 West 1st St., 32202 • (904) 359-6800
4530 St Johns Ave., Ste. 18, 32210 • (904) 332-4200†
4230 Southpoint Parkway, 32216 • (904)
332-4200†
Doral/Miami Branch
8390 NW 53rd St., Suite 100, 33166 • (305)
716-8383
Pembroke Park
Branch
3281 W. Hallandale Beach Blvd., 33023 •
(954) 874-0360
Tallahassee
Branches
2521 S. Blair Stone Rd., 32301 • (850)
414-7290
1661 Raymond Diehl Rd., 32308 • (850)
922-7855
2928 Apalachee Pkwy., 32301 • (850) 488-2880
Orlando Branch
3724 Edgewater Dr., 32804 • (407) 523-4600
† A Seaboard, a
division of First Florida Credit Union
Branch. |
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*APY = Annual
Percentage Yield. Rate is 3.05%. Offer can be
withdrawn anytime without prior notice. Minimum
deposit to open is $2,500. Maximum deposit amount
is $100,000. The APY is based on the assumption
that principal will remain in the account until
maturity. Early withdrawal will result in member
forfeiting the entire amount of dividends paid in
advance. No partial early withdrawals allowed
-certificate will be closed with early withdrawal.
Penalty amount will be withdrawn from the
certificate’s principal. Offer good for new money
only. Not valid for funds already on deposit at
First Florida or any of its divisions. Not valid
for IRA Certificates. Upon maturity, certificate
will automatically renew and rollover to a
standard 12-month certificate. The standard
12-month certificate does not pay dividends in
advance. EGC and RGC rate bonuses do not apply to
this product.
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IT PAYS
TO SHARE
Receive
a $20 Gas Card...
...for each new member you
refer who opens a new
First Florida checking account.* |
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You tell your family and
friends about great movies, books and
restaurants. Why not tell them about
the great financial services you find right
here at First Florida? |
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Simply fill in a member
referral coupon
(click here for member referral coupon)
and pass it along to relatives, co-workers,
or friends. When the new member you
referred brings in the coupon, at the time
the account is opened, we will award him or
her with a FREE BOX OF CHECKS.**
Better yet, we'll award YOU with a $20
GAS CARD. |
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*To qualify for
offer, checking must be opened with a
minimum deposit of $100. Membership
eligibility required. Credit qualifications
apply. New member must present coupon at the
time the account is opened.
**One box standard GIDS order. |
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Home Equity Line of Credit |
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There’s a big
difference between having equity in your home and
using that equity wisely. The value of your home
can be a powerful tool, providing cash to make
your finances easier, and your life better. To help you make the most of your
borrowing power, we offer the most competitive
features available anywhere:
• Low Introductory APR* - 2.01% below Prime Rate
Prime 5.00% (as of 5/1/08) - 2.01% = 2.99% APR*
• No Closing Costs**
• Borrow up to 100% of Home’s Value***
• Access to Your Line with Free Access Checks
Everyone has their own reasons for tapping into
their equity – and that’s just fine! Your goals
might include:
• Debt
consolidation
• Home improvements
• College tuition
• A family vacation
• And more
Just turn to First Florida to finance your dreams.
Apply Today!
Call (800) 766-4328, ext. 1
(in Jacksonville (904) 359-6800, ext. 1);
visit a branch near you or
click here. |
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*APR = Annual Percentage Rate. The Prime
Rate (as published in The Wall Street
Journal) as of 5/1/08 was 5.00%. APR and
is subject to change without prior
notice. The APR offer of 2.01% below
Prime is an introductory rate that is
available January 1, 2007 and is subject
to change anytime without prior notice.
The introductory rate will be fixed and
in effect for the first 3 months after
your loan is closed. Upon expiration of
the introductory rate, all balances will
accrue interest at a variable APR, which
can adjust on the first day of each
month, based upon Prime Rate published
10 days prior to adjustment date in The
Wall Street Journal. The lowest APR
could range from 1.00% below Prime
(includes .25% discount for automatic
payment) to Prime + 3.25% based on your
Combined Loan-To-Value ratio (CLTV) and
other factors. Floor APR is 4.5%. The
maximum APR is 18%. Credit and other
qualifications apply for loan approval.
**First Florida pays closing costs up to
$400.00 with an initial advance of
$10,000 or more. In the event the loan
is paid off within 24 months of the
disbursement date, member will reimburse
the credit union for all closing costs
and fees paid on member’s
behalf.***Maximum credit line is 100% of
appraised value less first mortgage
balance or $500,000 maximum. Minimum
credit line $10,000. |
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For More
Information Call
(800) 766-4328, ext. 1 (in Jacksonville 359-6800,
ext. 1) |
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To
assist members in accessing information not maintained on this site,
First Florida Credit Union provides links to other Internet
addresses. Be advised that: 1) by clicking on any link to other
Internet addresses, you are leaving the First Florida's Web Site; 2)
you are linking to an alternate Web Site not operated by First
Florida Credit Union; 3) First Florida Credit Union is not
responsible for the content of the alternate Web Site; 4) First
Florida does not represent either the third party or the member if
the two enter into a transaction; and 5) privacy and security
policies may differ from those practiced by the First Florida Credit
Union. |
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© 2008 First Florida Credit Union
Unauthorized attempts to upload information, deface
and/or change information on this web site is strictly prohibited
and may be a violation of applicable state or federal law and
therefore subject to prosecution.
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