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What's New
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Mad City Money SimulationTM
Money management in a safe and fun setting.
Teens Experience Life in the Future |
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First Florida’s FREE two hour, hands-on workshop
gives teenagers a taste of life in the real world.
Teens will be given new identities, careers, bills,
and instant families. There will be lots of decisions to make as
they move through the different stations to purchase housing,
transportation, food, clothing and other necessities. |
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Date: Saturday,
August 14, 2010
Where: First Florida Credit Union - Northside
1661 Raymond
Diehl Road
Tallahassee,
Florida 32308
Time: 10:00 a.m. - 12:00 p.m.
Who: Teens ages 13-17
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FREE Dominos Pizza will be provided! |
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There will also be drawings for iPods, gift cards,
and other cool prizes.**
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Space is limited!
RSVP by August 14 |
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Click here
to RSVP before August 14 or call Jonathan Hanson at (800) 766-4328,
ext. 1270. Please include the name, age, and contact information of
each participant with your RSVP.
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*
Membership is open to anyone who lives or works in the following
counties: Gadsden, Jefferson, Leon, Madison, and Wakulla. A saving
account with a minimum balance of $5 is required to be a member.
**No purchase necessary. |
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First Florida
has a
Sweet Ride!
waiting for you. |
Purchase or Refinance
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Finance your next vehicle loan with
First Florida. Whether it's a new or used auto purchase, or you're
refinancing another lender's loan -- you'll receive:
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Defer Payment
for Up to 90 Days!
With the money, pay down credit card
balances or other
debt. |
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Other benefits include: |
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Register for a chance to win
$500 of FREE gas!** |
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It's Smart to Get Pre-approved. |
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Let us pre-approve your loan. By
arranging financing in advance, you'll have an advantage when
negotiating with the dealer for the car of your dreams.
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Apply Today --
click here. |
Or stop by a
branch near you
Call (800) 766-4328,
ext. 1
[Jacksonville 359-6800, ext. 1].
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*
$100 cash for vehicle loans $30,000 or more; $50 cash for vehicle
loans $15,000 up to $29,999.99; $25 cash for vehicle loans up to
$14,999.99. Offer can be withdrawn anytime without prior notice.
Offer cannot be used in combination with other vehicle loan
offers/coupons. Not valid on indirect loans. Does not apply to loans
already financed at First Florida Credit Union or any of its
divisions.
** A $500 value. NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. Open
to U.S. residents who are 18 years of age or older.
Opening
an account, applying for a loan, or performing a transaction does
not improve one’s chance of winning.
Employees of First Florida Credit Union and any of its divisions and
their immediate family and household members, affiliates,
advertising and promotional agencies, and participating advertisers
are not eligible. Promotion begins July 1, 2010 and ends September
30, 2010. Limit one entry per person. Anyone who finances direct
with First Florida or any of its divisions during the promotional
period will automatically be entered into the drawing. Others can
enter by visiting www.firstflorida.org and downloading the entry
form. The completed entry form can be dropped off at any First
Florida branch location or mailed to First Florida Credit Union, 500
West 1st Street, Jacksonville, Florida 32202. All entries must be
received by September 30, 2010. First Florida is not responsible for
late, lost, or misdirected mail-in entries. Incomplete or illegible
entries will result in an invalid entry. Only the winner will be
notified by mail or phone. The odds of winning depend on the number
of entries received. A random drawing will take place on or about
October 10, 2010. Winner need not be present at drawing. All taxes
on prize are solely the winner’s responsibility.
† APR = Annual Percentage Rate. Good for terms of approximately up
to 36 months. Credit Qualifications apply. Rate includes a .25%
automatic pay discount.
‡ For qualified borrowers only. Some restrictions apply (ask a loan
officer for details). Excludes indirect loans. Offer can be
withdrawn anytime without prior notice. Payments can be deferred for
up to 90 days from the date of loan closing.Interest will continue
to accrue during loan payment deferral period, and the approximate
term of the loan will be extended. Excludes loans already financed
at First Florida Credit Union or any of its divisions. |
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First Florida
will make you feel
Right at Home. |
We pay up to $5,000 of
your 1st mortgage closing costs!†
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Plus, our friendly and professional
staff will provide a helping hand—making sure you receive: |
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the Right term
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the Right rate
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the Right advice
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Whether you’re a first-time home
buyer or you’re refinancing an existing 1st mortgage, you’ll save
big at First Florida Credit Union.
Not only will we pay up to $5,000 of your 1st mortgage closing
costs†, we offer great low rates; a big selection of mortgage
products; quick approvals; more ways to apply; and fast closings.
We also offer resources like our online mortgage center, where
you: |
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View current rates
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Receive a free home
value estimate, using HomeValueBot
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Get an estimated
monthly payment using our mortgage calculator
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Apply online and
get pre-approved in minutes
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Call (800) 766-4328,
ext. 1
[Jacksonville 359-6800, ext. 1];
stop by a branch near you; or visit our
online Mortgage Center (click
here). |
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†Offer does not apply
to any mortgage loans already financed by First Florida or any of
its divisions. Offer is subject to change or can be withdrawn at any
time without prior notice; does not apply to 1st mortgage
applications submitted prior to March 1, 2010. Offer available only
when obtaining a First Florida, 1st Mortgage Loan – not available on
FHA, VA, Land/Lot, Home Equity Line of Credit, or Home Equity loans.
Offer available only on owner-occupied primary residential
properties; offer does not apply to mobile homes. Offer applies only
to standard, actual closing costs. Contact the credit union to
obtain a list of closing costs covered by offer, as certain
exclusions apply. First Florida will pay closing costs up to 1.5% of
the loan amount or a maximum of $5,000, whichever is less. Appraisal
and credit report/underwriting fees are collected during the loan
process and will be credited back to the borrower on the settlement
statement at loan closing. If the loan is paid in full within the
first 36 months of disbursement, borrower will be required to
reimburse First Florida for all, or a portion of, the closing costs
paid by First Florida or any of its divisions on the member’s
behalf. Subject to credit approval. Certain other restrictions
apply. |
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Opportunity Knocks.
Will You Answer?
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Mortgage rates are at an all-time low. |
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Buy, Refinance, or Tap
Equity |
Looking to buy your first home, refinance an existing mortgage, or
simply tap into some equity? First Florida has the expertise and
resources to help you every step of the way.
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At our online Mortgage Center you can:
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- View current rates
- Receive a free home value estimate using
HomeValueBot
- Calculate monthly payments
- Obtain easy, understandable mortgage
refinancing advice*
- Apply online and get pre-approved in minutes†
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Click here
for
the Mortgage Center; visit your
local branch (click
here for locations);
or
call (800) 766-4328, ext. 1
[in Jacksonville (904) 359-6800, ext. 1].
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*Refinancing pre-existing debt with a new mortgage will require you
to give the credit union a security interest in your home and may
increase the total number of payments, as well as the aggregate
amount paid by borrower over the loan term. Standard closing costs
and fees apply
†Subject to credit approval. |
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It’s all about your
convenience! |
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First Florida is working hard every day
to help enrich people’s lives. For your convenience, our Financial Service Center’s
(call center) hours of operation have been extended.
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The Financial Service Center is available:
Monday-Friday ●
7:30 am – 6:00 pm.
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Personal Service is
Only
a Phone Call Away! |
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Our friendly, professional staff is
available to assist you.
Whether you need to make a transaction; apply for a credit card
or vehicle loan; open another account; establish payroll
deduction/direct deposit, the Financial Service Center
will provide you with the assistance you need. |
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Call (800) 766-4328, ext. 1
[Jacksonville (904) 359-6800, ext. 1] |
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Your
Opportunity Has
Taken Shape!
Mortgage rates are at an all-time low –
refinancing could provide a source of real
savings.
Historically low mortgage rates create
opportunities to refinance your home loan,
save money, and get ahead.
Whether the goal is to lower your rate,
reduce monthly payments or shorten the term
– First Florida has the expertise and
resources to help you every step of the way.
At our online Mortgage Center you can:
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- View
current rates
- Receive a
free, home value estimate using
HomeValueBot
- Get an
estimated monthly payment using our
mortgage calculator
- Obtain
easy, understandable mortgage refinancing
advice
- Apply
online and get pre-approved in minutes
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Click here
for
the Mortgage Center; or visit your
local branch (click
here for locations); or
call (800) 766-4328 and select the
“First Mortgage” option. |
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e-Statements - a small
change with big benefits.
Paperwork has a way of piling up. And that’s
not good for the environment – or for you!
But, by using e-Statements, you can simplify
your life and help save some trees.
What are
e-Statements?
e-Statements are simply electronic versions
of your regular statement. Rather than
receiving a paper copy in the mail, you will
receive an email letting you know that your
information is ready to be viewed online.
Sounds easy. Is it
secure?
Yes. You will view your e-Statement through
our safe, secure Online Banking system.
Is there a charge
for this service?
No. e-Statements are completely free.
What if I change my
mind?
No problem. We can switch you back to paper
statements at any time.
Great! How do I
sign up?
Log onto Online
Banking. Then, click on the
“Preferences” tab
and select the
e-Statement link. Next, read the
disclosure agreement and choose “Electronic”
from the pull-down menu. Or, speak with a
member services representative at your
branch; or call (800) 766-4328, ext.1 [in
Jacksonville, 359-6800, ext. 1]. |
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Take Charge of Your Checking Account
FREE ONLINE SELF-STUDY COURSE
InBalance,
a checking account management education
program, will give you the tools and
information necessary for successful credit
union membership. Through this online
self-study course you will learn the
components of wise checking account
management. By taking the steps to manage
your account, you can avoid costly returned
check fees and frustrating account errors,
while minimizing your risk of fraud.
Visit
www.getinbalance.org to get started. |
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For More
Information
Call (800) 766-4328, ext. 1 [in Jacksonville, 359-6800, ext. 1] |
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